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🤲
The Third Pillar

Zakāt

ٱلزَّكَاة
Purifying Wealth
📊
The Rate2.5% of eligible wealth
📅
WhenOnce each lunar year
⚖️
ThresholdAbove the niṣāb
🤝
Goes ToEight categories of the needy

🤲 What Is Zakāt?

Zakāt is the obligatory annual charity that purifies a Muslim's wealth — the third pillar of Islam, mentioned alongside prayer dozens of times in the Qur'an. It is not optional generosity; it is a right the poor have over the wealth of the rich.

"Take from their wealth a charity by which you purify them and cause them to increase."— Qur'an 9:103

The word zakāt means both "purification" and "growth" — giving it cleanses your wealth and your heart from greed, and brings barakah (blessing).

⚖️ Who Must Pay — the Niṣāb

Zakāt is due on every Muslim who owns wealth above a minimum threshold called the niṣāb, and has held it for one full lunar (Hijri) year.

The niṣāb is the value of either:

If your eligible wealth stays above this value for a lunar year, zakāt is due.

💰 What Wealth Is Zakatable?

Not zakatable: your home, personal car, clothing, and everyday belongings that aren't for trade.

🧮 How to Calculate

2.5%
of your net zakatable wealth

On your zakāt due date each lunar year:

  1. Add up all your zakatable assets (cash, gold, silver, trade goods, receivable debts).
  2. Subtract immediate debts you owe.
  3. Check the niṣāb — if the total is above it, zakāt is due.
  4. Pay 2.5% of that total (divide by 40).

Example: if your net zakatable wealth is $10,000, your zakāt is $250.

🤝 Who Can Receive Zakāt

The Qur'an (9:60) names eight categories who may receive zakāt:

It may not be given to your own parents, children, or spouse, or to non-Muslims as zakāt (general charity, ṣadaqah, may be). Your masjid can distribute zakāt correctly on your behalf.

🌙 Zakāt vs. Zakāt al-Fiṭr vs. Ṣadaqah

TypeWhat it is
ZakātObligatory annual 2.5% on savings above niṣāb.
Zakāt al-FiṭrSmall obligatory charity of food per person, before Eid al-Fiṭr.
ṢadaqahVoluntary charity — any amount, anytime, to anyone.

❤️ Give Through Your Masjid

ICGK can receive and distribute your zakāt to those who qualify, right here in our community. If you're unsure how to calculate yours, just ask — we're happy to help.

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